Terms of Service

Last updated: August 2026

Welcome to zepedawealth.com. By accessing or using this website, you agree to the following terms. Please read them carefully before proceeding.

1. About This Website

This website is operated by David Zepeda, a licensed insurance agent in the State of Nevada (License #761115). The purpose of this site is to provide general information about life insurance options and to facilitate private consultations. This website does not constitute financial, legal, tax, or investment advice.

2. No Insurance Solicitation Outside Nevada

David Zepeda is licensed to sell insurance products in the State of Nevada. Nothing on this website constitutes an offer or solicitation to sell insurance in any jurisdiction where David Zepeda is not licensed. Visitors from other states are welcome to explore this site for informational purposes only.

3. Informational Purpose Only

All content on this website — including articles, guides, videos, and any downloadable materials — is provided for general informational purposes only. It does not constitute personalized insurance, financial, legal, or tax advice. You should consult a qualified professional before making any insurance or financial decisions.

4. No Guarantee of Results

Any examples, case studies, or outcomes described on this website are illustrative only and do not guarantee similar results. Insurance eligibility and coverage are subject to underwriting approval and the terms of the applicable policy.

5. Scheduling a Consultation

Scheduling a call through this website does not create an agent-client relationship, obligate you to purchase any product, or guarantee coverage. A formal relationship is only established upon execution of a signed agreement and acceptance by the applicable insurance carrier.

6. Email Communications

By submitting your email address through any form on this website, you consent to receive communications from David Zepeda at zepedawealth.com. You may unsubscribe at any time by clicking the unsubscribe link in any email. Unsubscribing will not affect any existing policy or consultation already in progress.

7. Intellectual Property

All content on this website — including text, images, graphics, guides, and branding — is the property of David Zepeda and may not be copied, reproduced, or distributed without prior written permission.

8. Third-Party Links and Tools

This website may contain links to third-party websites or use third-party tools (including Calendly and Klaviyo). I am not responsible for the content, privacy practices, or terms of any third-party service. Use of third-party tools is subject to their respective terms and privacy policies.

9. Limitation of Liability

To the fullest extent permitted by law, David Zepeda shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein. This website is provided "as is" without warranties of any kind.

10. Advertising and Remarketing

This website uses advertising pixels (Meta, TikTok, Google Ads) to display relevant ads to past visitors on third-party platforms. By using this website, you acknowledge this practice. You may opt out of personalized advertising through your browser settings or the platform's ad preferences.

11. Minors

This website is intended for adults aged 18 and older. By using this site, you confirm that you are at least 18 years of age. I do not knowingly collect information from minors.

12. Governing Law

These Terms of Service are governed by the laws of the State of Nevada. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Clark County, Nevada.

13. Changes to These Terms

I reserve the right to update these Terms of Service at any time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of this website after any changes constitutes your acceptance of the updated terms.

14. Contact

David Zepeda
Las Vegas, Nevada (Clark County)
Licensed Insurance Agent — NV License #761115
Email: david@zepedawealth.com
Phone: (702) 338-1389

David Zepeda is a licensed Farmers Insurance® agent in the State of Nevada. Agent License #761115. Insurance products are offered through Farmers Insurance and its affiliated companies, subject to eligibility and underwriting. Views expressed are his own and not statements or endorsements by or for Farmers. For required disclosures, visit farme.rs/disclosure. Life insurance products are also offered through licensed carriers. Not a deposit. Not FDIC insured. Not insured by any federal government agency.